> ## Documentation Index
> Fetch the complete documentation index at: https://docs.keystn.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Projections

> The Projections module forecasts future fundings from your active pipeline, grouping loans by confidence level and tracking accuracy over time.

## Overview

Projections analyze every active loan in your pipeline (excluding funded and adverse loans) and estimate when each loan will fund based on its current status. Loans are assigned a confidence level, then aggregated into weekly and monthly views.

## Confidence Scoring

Each pipeline loan is assigned a confidence level based on how far along it is in the process:

| Confidence | Statuses                                                  | Rationale                                                                                      |
| ---------- | --------------------------------------------------------- | ---------------------------------------------------------------------------------------------- |
| **High**   | Clear to Close, Docs Out, Closed                          | These loans are very likely to fund -- they have cleared underwriting and are in final stages. |
| **Medium** | Approved with Conditions, Resubmitted                     | These loans have underwriting approval but still have conditions or are being resubmitted.     |
| **Low**    | All earlier statuses (App Intake through Submitted to UW) | These loans are still early in the process and have more uncertainty.                          |

### Estimated Funding Dates

If a loan has an estimated funding date set, that date is used. Otherwise, the system assigns a default estimate based on confidence:

| Confidence | Default Estimate   |
| ---------- | ------------------ |
| High       | 1 week from today  |
| Medium     | 4 weeks from today |
| Low        | 7 weeks from today |

If a loan's estimated date is in the past, it is shifted to today.

## Weekly Projections

The weekly view shows funding projections for the next **8 weeks**, broken down by confidence level.

Each week displays:

| Metric                | Description                                                       |
| --------------------- | ----------------------------------------------------------------- |
| **Week Range**        | The date range for the week (e.g., "3/3 - 3/9")                   |
| **High Confidence**   | Units, volume, and estimated revenue from high-confidence loans   |
| **Medium Confidence** | Units, volume, and estimated revenue from medium-confidence loans |
| **Low Confidence**    | Units, volume, and estimated revenue from low-confidence loans    |

This lets you see not just the total expected volume, but how much of it is highly likely versus speculative.

## Monthly Projections

The monthly view aggregates projected fundings by calendar month, providing a higher-level view of expected production.

Each month shows:

* **Units** -- Number of loans projected to fund
* **Volume** -- Total dollar amount
* **Revenue** -- Estimated broker compensation (uses actual broker compensation if available, otherwise estimates at 2% of loan amount)

## 30-Day Projection Summary

A summary card shows the total projected fundings for the next 30 days:

| Metric      | Description                                      |
| ----------- | ------------------------------------------------ |
| **Units**   | Total loans expected to fund in the next 30 days |
| **Volume**  | Total dollar volume                              |
| **Revenue** | Total estimated revenue                          |

## Upcoming Loans

A detailed table lists every active pipeline loan with its projected funding information.

| Column                | Description                        |
| --------------------- | ---------------------------------- |
| **Loan Number**       | Broker loan number                 |
| **Borrower**          | Borrower's full name               |
| **Loan Officer**      | Assigned LO                        |
| **Loan Amount**       | Dollar amount                      |
| **Estimated Revenue** | Projected broker compensation      |
| **Est. Funding Date** | The estimated funding date, if set |
| **Status**            | Current pipeline status            |
| **Confidence**        | High, Medium, or Low               |

The table is sorted by confidence level (high first), then by estimated funding date.

## Accuracy Tracking

The accuracy section compares projected volume against actual funded volume for the last 3 months. This helps you calibrate how reliable your projections are over time.

Each month shows:

* **Projected** -- What was projected for that month
* **Actual** -- What actually funded

As the system accumulates historical projection data, accuracy tracking becomes increasingly valuable for forecasting.

## Filtering

Projections can be filtered by **Loan Officer** to focus on a specific LO's pipeline and expected fundings.